Healthcare Revenue Treasury
Klaim turns healthcarereceivablesdenied claimsaging ARunderpaid claimsinto a forecast, a cash option, or a recovery plan.
Know what every receivable is worth, when it pays, and what to do about it, without disrupting your RCM workflows, medical billing operations, or existing reimbursement processes.
Revenue Cycle Treasury
Revenue vitals
Total receivables monitored
$48.9M
$16.4M
Forecast
expected · 30d
$5.2M
Accelerate
on demand
$1.7M
Recover
at risk
837/835 feeds · clearinghouse live · synced 06:50
Your AR aging report can't tell you what to do next. Klaim can.
For healthcare providers, collections is the symptom. The constraint is revenue visibility and liquidity. Millions sit scattered across payers and aging buckets, money already earned. Finance sees the number but not the timing: when it turns into cash, what's sellable today, and what's slipping toward write-off before the quarter closes.
Today, the financial life of receivables is fragmented
RCM systems
Claim submission and billing workflows
Banks
Cash, after it arrives
Treasury tools
Balances, payments, and forecasts
Recovery vendors
Revenue that is already distressed
No system answers the CFO's most important AR question
What is the best financial action for this receivable, now?
That is the role Klaim was built to play.
Introducing Healthcare Revenue Treasury
Klaim is the Revenue Treasury platform built for healthcare.
Instead of waiting for claims to age or revenue to be written off, Klaim turns receivables into an actively managed financial portfolio.
$220M+
Receivables Managed & Accelerated
24 Hours
Funding Availability
40 Days
Average Improvement in Days Cash on Hand
145+
Healthcare Providers Supported
The operating model
Forecast, Accelerate, Recover: one decision per receivable, made for you.
Gain a live view of expected cash from healthcare receivables.
See which receivables are performing normally, when they will pay, and how much cash arrives across the next 7, 30, and 90 days.
You know what is coming before it reaches the bank.
With Klaim Forecast, finance teams can
- 01Predict incoming cash from payer and patient receivables
- 02See expected payment timing by payer, facility, and AR bucket
- 03Identify receivables deviating from normal behavior
- 04Improve short-term liquidity planning
- 05Avoid unnecessary financing when cash is already near
Access cash on demand from eligible receivables.
See which AR pools can be accelerated, with clear cash, cost, timing, and settlement terms. Choose what to accelerate and when, never a blanket factoring deal.
You access cash when needed, without financing your entire AR book.
With Klaim Accelerate, finance teams can
- 01See available cash on demand from eligible AR
- 02Select specific receivable pools to accelerate
- 03Compare the cost of cash against expected payment timing
- 04Fund short-term working-capital needs
- 05Reduce dependence on emergency borrowing
Protect receivables before they become write-offs.
Some receivables fall off the expected path: denied, delayed, underpaid, missing documentation, or aging while teams are overloaded. Klaim flags revenue at risk and recovers value before it is lost.
You recover value that would otherwise age, stall, or be written off.
With Klaim Recover, finance teams can
- 01Detect receivables moving off their expected payment path
- 02Prioritize accounts by expected recoverable value
- 03Identify denial, underpayment, delay, and documentation issues
- 04Assign selected AR pools to Klaim for managed recovery
- 05Reduce write-offs on receivables that still have value
Positioning
The financial action layer between your RCM and your bank.
Your RCM platform helps manage the operational journey of a healthcare claim. Your bank manages cash after it arrives.
Klaim manages the financial life of revenue in between. From the moment a receivable is created, Klaim tracks what it is worth, when it will likely pay, and whether to accelerate or recover it.
Klaim does not replace your existing systems. It turns their claims data into financial decisions.
RCM / Billing / Clearinghouse
Claims, balances, denials, remittances
Klaim Revenue Treasury
Bank / ERP / General Ledger
Cash, accounts, reconciled books
Built for healthcare CFOs
Control over revenue liquidity.
Klaim helps answer the questions finance teams ask every week.
How much cash is expected this week, this month, and this quarter?
Which receivables are likely to pay on time?
Which AR pools (medical insurance claims) can be converted into cash today?
What is the cost of accelerating selected receivables?
Which claims are at risk of denial, delay, underpayment, or write-off?
Which aged receivables still have recoverable value?
How much cash can we unlock without adding operational burden?
Where is revenue trapped, and what should we do about it?
The result
- A clearer cash forecast.
- A smarter liquidity strategy.
- A stronger recovery process.
- A more active approach to healthcare AR.
How it works
From raw revenue data to a financial decision.
01
Connect your revenue data.
Klaim connects with existing billing, RCM, clearinghouse, remittance, and financial data sources to build a live view of receivables.
02
Score every receivable.
Each receivable gets an expected payment amount, expected cash date, and a risk score covering payer behavior, funding eligibility, and recovery potential.
03
Recommend the best financial action.
Klaim classifies receivables as Forecast (performing normally), Accelerate (eligible for cash on demand), or Recover (at-risk and requiring intervention).
04
Execute the action.
Finance teams can monitor expected cash, accelerate selected AR pools, or assign receivables to Klaim for managed recovery.
05
Reconcile and learn.
Klaim tracks actual payments, settlements, recoveries, and outcomes, improving visibility and decisioning over time.
Product modules
One platform, four modules.
Klaim Forecast
Predict expected cash from healthcare receivables and improve short-term cash visibility.
Best for
Klaim Accelerate
Convert eligible receivables into cash on demand.
Best for
Klaim Recover
Assign selected receivables to Klaim for managed recovery.
Best for
Klaim Ledger
Track advances, payer payments, recoveries, reserves, settlements, and reconciliation.
Best for
Differentiation
How Klaim is different.
Starts with financing — a blanket deal across your AR book.
Starts with a decision: accelerate, wait, or recover, per receivable.
Manage claims operations, submission, and billing workflows.
Turn that data into financial action — forecast, liquidity, recovery.
Provide accounts, loans, and credit facilities.
Decide which receivables fund liquidity and which need recovery.
Manage cash after it reaches the organization.
Manage healthcare receivables before they become cash.
Use cases
What CFOs and practice owners use Klaim for, this week.
Turn AR into a cash forecast.
Move beyond static aging reports and see expected cash by payer, facility, and payment window.
Access liquidity without waiting on payers.
Use eligible receivables to create liquidity when working capital is needed.
Reduce unnecessary financing.
Avoid accelerating receivables that are likely to pay soon.
Prevent avoidable write-offs.
Identify distressed receivables earlier and assign them to targeted recovery workflows.
Improve payer visibility.
Understand which payers are slow to pay, underpaying, denying, or deviating from expected behavior.
Plan cash at any scale.
Feed healthcare-specific revenue intelligence into treasury, ERP, and banking workflows, whether you run a single practice or a multi-facility group.
Built to fit your scale
For enterprise groups and growing providers alike.
Enterprise healthcare groups
An overlay across facilities, payers, and systems.
Klaim overlays your facilities, payers, and RCM systems to give group-level visibility into cash, liquidity, and recovery, without adding another system to manage.
Clinics and growing provider groups
A revenue liquidity command center.
Smaller finance teams get a simple way to see what cash is coming, access cash when needed, and recover receivables they do not have time to chase, without an enterprise treasury stack.
Common questions
Where Klaim fits.
Klaim does not replace your RCM. It turns RCM data into financial actions for the CFO.
Recognized across the Middle East’s fintech industry
Proven in one of the world’s most competitive fintech markets. Built next for U.S. healthcare finance.
Best User Experience
Leaders in Fintech Awards 2025, issued by Entrepreneur Middle East
Healthcare Fintech Firm of the Year
Tech Innovation Awards 2022, issued by Entrepreneur Middle East
Before entering the U.S., Klaim’s platform was tested and recognized in a market with no shortage of fintech competition. The product you’re evaluating is the same one that earned that record — not a U.S. pilot version of it.
Stop waiting for receivables to become cash.
Healthcare AR should be actively managed, not passively aged. Klaim shows you what's coming, what to do about it, and gets it done.