CalculatorRevenue Treasury

See the cash inside your receivables.

Move two figures from your own AR and Klaim estimates what is tied up in the wait, what you could access on demand, and what you could protect before it ages into a write-off.

Your receivables

Tell us about your insurance claims.

1,000 claims

50 to 10,000+ per month

$250

$25 to $10,000+

Monthly insurance receivables$250,000

What Klaim puts in reach

Estimate
  • Forecast

    Cash tied up in the wait

    Rolling AR balance sitting in adjudication across a 38-day cycle.

    $316,667
  • Accelerate

    Cash you could access on demand

    Up to 85% of a month's eligible receivables (~88% of the book), without financing the whole book.

    $187,000
  • Recover

    Revenue you could protect a year

    At-risk receivables — denials, underpayments, aging — caught before they write off (~2.5% of annual revenue).

    $75,000

Figures are illustrative estimates based on the assumptions below, not a quote or an offer of capital. Actual availability depends on payer mix, eligibility, and review. Do not enter patient-identifiable information.

How we estimate this

Three numbers, one operating model.

Each result maps to a pillar of Revenue Treasury: Forecast, Accelerate, and Recover.

Cash tied up in the wait

A clean claim takes 30 to 120 days to convert to cash. We model a ~38-day cycle for practices and ~52 days for hospitals and systems to estimate the receivable balance sitting in adjudication at any moment.

Cash available on demand

Klaim Accelerate converts the eligible receivables you select into cash. The estimate reflects up to 85% of one month's eligible AR — after an eligibility haircut for self-pay, aged, and ineligible payers — not a blanket factoring deal.

Revenue protected from write-off

A share of every AR book slips into denial, underpayment, or aging. We model 2.5% of annual revenue for practices and 3.5% for hospitals as the leakage Recover could catch before it is lost.

Run the numbers on your real AR.

The calculator works from averages. A Revenue Treasury review works from your own receivables, claim by claim and payer by payer.