The cash in your claims, available on your schedule.
Klaim Accelerate turns the insurance receivables you choose into cash now. No loan, no blanket factoring deal, and no change to how you bill.
The squeeze on practice owners
Running a practice shouldn’t wait on the payer.
Payroll doesn't wait on adjudication
A clean claim can take 30 to 120 days to become cash. The work is done, but payroll, rent, and supplies keep their own calendar.
Growth paced by reimbursement
Hiring a clinician or opening a chair waits on cash that is already yours, technically, just not in the bank yet.
Factoring asks for too much
Most alternatives want your entire AR book under one standing rate, even the claims that would have paid on their own.
What Accelerate is
A decision to accelerate my claims and get paid the day of the submission. Not a loan, not a factoring facility, not a dream.
You choose which receivables to convert into cash now, by payer, age, or amount. Everything you don’t select stays in its normal payment cycle and reconciles to the payer’s 835 when it lands.
Timing · Your call
Get paid the day you submit the claim, or on the aging bucket you choose.
Every claim is your call. Convert it to cash the day you submit it, or leave it in whatever bucket it’s sitting in today, current, 30, 60, 90-plus days. Nothing moves automatically. You decide which receivables convert, and when.
Day of submission
Convert the claim to cash as soon as it’s filed, before adjudication even starts.
Any aging bucket
Pick claims sitting in 30, 60, or 90-plus day buckets and accelerate just those, while everything else stays on its current track.
Your decision, not a standing commitment.
How it works
Three steps, and no change to how you bill.
01
See eligible cash, and what it costs.
Klaim scores each receivable you already bill on expected payment, timing, and eligibility, so you see the cash and its cost before you decide.
02
Select what to accelerate, and when.
Pick pools by payer, age, facility, or liquidity need, and weigh cash now against the expected payment date. The rest of the book keeps its normal cycle.
03
Receive cash, reconciled to the 835.
Cash is released on what you selected. When the payer's remittance arrives, every dollar reconciles to the original claim.
Accelerate vs. factoring
A selective action, not a blanket commitment.
| What matters | Blanket factoring | Klaim Accelerate |
|---|---|---|
| What you commit | The entire receivable book | Only the pools you select |
| Control over timing | Set by the facility's terms | You choose what, and when |
| Cost visibility | One standing rate on everything | Cost shown per pool, before you accept |
| Effect on the rest of AR | The whole book is committed | Unselected AR stays on its cycle |
Revenue Treasury Calculator
See the cash available in your claims.
Move two figures from your own claims and get an instant, illustrative read on what is tied up in the wait and what you could access on demand.
Your receivables
Tell us about your insurance claims.
50 to 10,000+ per month
$25 to $10,000+
What Klaim puts in reach
Estimate- $316,667Forecast
Cash tied up in the wait
Rolling AR balance sitting in adjudication across a 38-day cycle.
- $187,000Accelerate
Cash you could access on demand
Up to 85% of a month's eligible receivables (~88% of the book), without financing the whole book.
- $75,000Recover
Revenue you could protect a year
At-risk receivables — denials, underpayments, aging — caught before they write off (~2.5% of annual revenue).
Figures are illustrative estimates, not a quote or an offer of capital. Actual availability depends on payer mix, eligibility, and review. Do not enter patient-identifiable information.
Common questions
Where Accelerate fits.
Factoring commits the whole book under one standing rate. Accelerate is selective: choose which pools to convert and when, weighing the cost against expected timing.
See the cash already available in your claims.
Klaim scores your eligible AR, shows the cash available and its cost, and lets you accelerate the receivables you choose.